The owner of two West Midlands-based courier companies who forged multiple motor fleet and freight liability insurance policies to win business worth over £700,000.00 was sentenced at Birmingham Crown Court on Friday, 9 October to 16 months suspended for two years; ordered to do 150 hours community service and has been suspended from being a company director for five years.
As Director of RW Distribution Ltd, Mark Randall from Walsall forged an insurer’s motor fleet insurance policies to convince UPS his vans were insured in order to maintain a contract to service postcodes nationwide – earning the company £733,948.76 between February 2012 and June 2013.
When RW Distribution Ltd folded the 46-year-old (DOB 01/01/69) started a new business, KLW Logistics Ltd. He then imitated the same insurer’s motor fleet policy and an Aviva freight insurance policy to dupe Yodel into believing his vans were insured to win a contract to service postcodes across the country – bringing the business £128,234.63 between May 2013 and June 2014.
He also presented vehicle hire company SSH Self Drive with forged Allianz motor insurance policies so he could hire delivery vans to add to his fleet of vehicles between February and June 2013.
However Allianz discovered that Randall was using forged policies and made a referral to City of London Police’s Insurance Fraud Enforcement Department (IFED) for criminal investigation.
Detectives arrested Randall at his home on Stafford Close in Walsall in July 2014 and, on searching his house, seized a blank Tradewise insurance certificate.
Randall was subsequently charged with three counts of fraud by false representation and one of possession of an article for use in fraud and later pleaded guilty to the offences at Wolverhampton Crown Court.
City of London Police Detective Constable Gary Kearley, who ran the Insurance Fraud Enforcement Department’s investigation, said: “Once a legitimate businessman, Randall knew that without valid insurance his courier companies would not have maintained or won new business.
“His attempts to cut corners have seen him turn himself into a fraudster.
Mihir Pandya, fraud manager, Allianz Insurance, commented: ‘We are pleased with today’s sentence, which reflects the seriousness of this organised crime. It’s vital that as an industry we continue to combat fraud in order to protect our honest policyholders. This case is a testament to the skills and capabilities of Allianz’s fraud team, who uncovered this fraudulent activity and led to Mr Randall being brought to justice.’
IFED has made a proceeds of crime application to the court against Randall in a bid to recoup the money he fraudulently gained.
Allianz Insurance is one of the largest general insurers in the UK and part of the Allianz SE Group, the largest property and casualty insurer worldwide.
Around 85 million private and corporate customers rely on Allianz's knowledge, global reach, capital strength and solidity to help them make the most of financial opportunities and to avoid and safeguard themselves against risks. In 2014, over 147,000 employees in more than 70 countries achieved total revenues of approximately 122.3bn euros.