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Press release   •   Apr 11, 2016 10:29 BST

High net worth insurance specialist, Home & Legacy, has launched a refreshed version of its household product suite to further reflect the lifestyles of its client base.

One key aspect of the refresh is the addition of Market Appreciation cover which is now included in all household policies (Prestige Home, Ultra Home and Ultimate Home) up to the value of 150% of the sum insured. The cover applies to fine art, antiques and collectibles and ensures that customers are protected from fluctuating values.

Further new benefits include:

  • Business stock up to £10,000 (on all household policies) covering computers, equipment and other items relating to work.
  • Defective title limits increased to £100,000 (on Prestige Home and Ultra Home) ensuring that customers are protected when they are legally obliged to return an item to its rightful owner.

Ade Ewington, underwriting & markets director commented: “The high net worth arena is always growing and adapting and it’s our responsibility to make sure that our products evolve to best meet the needs of our customers. Cover like Market Appreciation is particularly relevant as values can often increase more quickly than our customers expect them to. This addition, combined with the fact that we don’t impose an inner limit within the total contents sum insured for unspecified fine art, means that we offer one of the most inclusive covers on the market.”

He added: “These new benefits, along with the existing features such as legal expenses and Experian’s ‘ProtectMyID’, provide peace of mind for our high net worth clients.”


Notes to editors:

  1. Home & Legacy Insurance Services Limited is an independent high net worth insurance provider offering high quality insurance policies that are underwritten by a choice of five of the UK's leading insurers at exclusively negotiated rates. The company is a wholly owned subsidiary of Allianz Holdings plc.
  2. For intermediary use only

For more information contact:

Amy Yorston

Media Relations Officer

01483 552632


Allianz Insurance is one of the largest general insurers in the UK and part of the Allianz SE Group, the largest property and casualty insurer worldwide.

Around 85 million private and corporate customers rely on Allianz's knowledge, global reach, capital strength and solidity to help them make the most of financial opportunities and to avoid and safeguard themselves against risks. In 2014, over 147,000 employees in more than 70 countries achieved total revenues of approximately 122.3bn euros.

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